{"id":213,"date":"2026-07-31T12:00:00","date_gmt":"2026-07-31T18:00:00","guid":{"rendered":"https:\/\/www.karlasalmoninsurance.com\/blog\/?p=213"},"modified":"2026-07-22T18:20:11","modified_gmt":"2026-07-23T00:20:11","slug":"will-home-insurance-cover-my-house-if-i-rent-it-out-for-short-time-periods","status":"publish","type":"post","link":"https:\/\/www.karlasalmoninsurance.com\/blog\/will-home-insurance-cover-my-house-if-i-rent-it-out-for-short-time-periods\/","title":{"rendered":"Will Home Insurance Cover My House if I Rent it Out for Short Time Periods?"},"content":{"rendered":"

Renting out your home for short periods of time can be a profitable gig. After all, Oviedo is right next to Orlando, FL, which is the most-visited city in the United States. However, you’ll want to make sure you have the right insurance for your home before you rent it out, as even a small mishap can cost you tens of thousands of dollars if you aren’t properly covered.<\/p>\n

How to Cover Short-Term Rental Activity<\/h2>\n

Home insurance is designed for personal rather than commercial use. Your insurer won’t cover damage caused by a short-term tenant or medical bills related to accidents that happen when short-term tenants are renting your property. However, if you only rent out your home periodically, you can purchase a home insurance rider that allows for short-term rentals. This rider accompanies your home insurance policy and extends coverage to short-term rental activity.<\/p>\n

On the other hand, if you rent out your home regularly, even if for short periods of time, you may want to consider a more comprehensive short-term rental policy. Airbnb has a policy that you can buy if you rent out your home on the Airbnb platform. Alternatively, a good local insurance agency, such as Karla Salmon Insurance, can help you pick a short-term rental insurance policy that meets your specific needs. A separate policy is often the ideal option, as it offers comprehensive protection and can be customized if need be.<\/p>\n

Call us for More Information<\/h2>\n

Karla Salmon Insurance is always happy to help Oviedo, FL, homeowners find and purchase great insurance coverage at a great price. Give us a call before you let someone rent your home. We’ll help you get it protected so you can rest assured you won’t have to pay out of pocket if something happens. <\/p>\n","protected":false},"excerpt":{"rendered":"

Renting out your home for short periods of time can be a profitable gig. After all, Oviedo is right next to Orlando, FL, which is the most-visited city in the United States. However, you’ll want to make sure you have the right insurance for your home before you rent it out, as even a small […]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[13,15,16,6,12],"class_list":["post-213","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-fl","tag-home","tag-insurance","tag-karla-salmon-insurance","tag-oviedo"],"aioseo_notices":[],"aioseo_head":"\n\t\t\n\t\n\t\n\t\n\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t\n\t\t