{"id":8,"date":"2018-01-23T03:00:00","date_gmt":"2018-01-23T15:00:00","guid":{"rendered":"http:\/\/www.karlasalmoninsurance.com\/blog\/?p=8"},"modified":"2018-01-23T14:36:21","modified_gmt":"2018-01-23T20:36:21","slug":"the-4-types-of-home-insurance-all-new-homeowners-should-have","status":"publish","type":"post","link":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/","title":{"rendered":"The 4 Types of Home Insurance All New Homeowners Should Have"},"content":{"rendered":"<p>It&#8217;s important to remember that all homeowners insurance policies are different. However, there are some basic types of home insurance that all homeowners should make sure they have. They are as follows:<\/p>\n<p><strong>Dwelling coverage<\/strong><\/p>\n<p>This is the main coverage type that you&#8217;ll get in most any home insurance policy. As the name suggests, it protects the dwelling or structure of your home. This includes all walls, floors, ceilings, and built-in appliances<\/p>\n<p><strong>Contents coverage<\/strong><\/p>\n<p>The word &ldquo;contents&rdquo; is an insurance term that refers to all items in your home that are not part of the dwelling or structure. For example, the contents of your home include your clothing, your furniture, your kitchen appliances, and all other products and items.<\/p>\n<p><strong>Personal liability coverage<\/strong><\/p>\n<p>Of course, you&rsquo;ll want to have personal liability coverage as well. This type of coverage is a bit different. It covers you in the event that you or your property causes bodily harm and injury to someone else or damage to someone else&rsquo;s property.<\/p>\n<p><strong>Other optional&nbsp;types of home insurance<\/strong><\/p>\n<p>There are other optional types of home insurance available as well. You&rsquo;ll want to discuss these types of insurance with your insurance agent to see if they&rsquo;re applicable to you and your home and family. These other types of insurance include coverage for valuables such as jewelry, earthquake insurance, flood insurance, law insurance or ordinance insurance, and more.<\/p>\n<p><strong>Need Home Insurance? Contact Karla Salmon Insurance<\/strong> <strong>Today<\/strong><\/p>\n<p>If you are a new homeowner, Karla Salmon Insurance can help you find the homeowners insurance plan you&#8217;ve been looking for! There are many options available for all different budgets and coverage options. Give us a call today, or stop by one of our local offices to learn more about your home insurance options!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>It&#8217;s important to remember that all homeowners insurance policies are different. However, there are some basic types of home insurance that all homeowners should make sure they have. They are as follows: Dwelling coverage This is the main coverage type that you&#8217;ll get in most any home insurance policy. As the name suggests, it protects [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[3],"tags":[6],"class_list":["post-8","post","type-post","status-publish","format-standard","hentry","category-home-insurance","tag-karla-salmon-insurance"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 4.9.9 - aioseo.com -->\n\t<meta name=\"robots\" content=\"max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n\t<meta name=\"author\" content=\"admin\"\/>\n\t<link rel=\"canonical\" href=\"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/\" \/>\n\t<meta name=\"generator\" content=\"All in One SEO (AIOSEO) 4.9.9\" \/>\n\t\t<meta property=\"og:locale\" content=\"en_US\" \/>\n\t\t<meta property=\"og:site_name\" content=\"Blog | Karla Salmon Insurance |\" \/>\n\t\t<meta property=\"og:type\" content=\"article\" \/>\n\t\t<meta property=\"og:title\" content=\"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance\" \/>\n\t\t<meta property=\"og:url\" content=\"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/\" \/>\n\t\t<meta property=\"article:published_time\" content=\"2018-01-23T15:00:00+00:00\" \/>\n\t\t<meta property=\"article:modified_time\" content=\"2018-01-23T20:36:21+00:00\" \/>\n\t\t<meta name=\"twitter:card\" content=\"summary\" \/>\n\t\t<meta name=\"twitter:title\" content=\"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance\" \/>\n\t\t<script type=\"application\/ld+json\" class=\"aioseo-schema\">\n\t\t\t{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#article\",\"name\":\"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance\",\"headline\":\"The 4 Types of Home Insurance All New Homeowners Should Have\",\"author\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"publisher\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/#organization\"},\"datePublished\":\"2018-01-23T03:00:00-06:00\",\"dateModified\":\"2018-01-23T14:36:21-06:00\",\"inLanguage\":\"en-US\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#webpage\"},\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#webpage\"},\"articleSection\":\"Home Insurance, Karla Salmon Insurance\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#breadcrumblist\",\"itemListElement\":[{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog#listItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"position\":2,\"name\":\"Home Insurance\",\"item\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/category\\\/home-insurance\\\/\",\"nextItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#listItem\",\"name\":\"The 4 Types of Home Insurance All New Homeowners Should Have\"},\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog#listItem\",\"name\":\"Home\"}},{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#listItem\",\"position\":3,\"name\":\"The 4 Types of Home Insurance All New Homeowners Should Have\",\"previousItem\":{\"@type\":\"ListItem\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/category\\\/home-insurance\\\/#listItem\",\"name\":\"Home Insurance\"}}]},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/#organization\",\"name\":\"Blog | Karla Salmon Insurance\",\"url\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\",\"url\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/author\\\/agentinsure\\\/\",\"name\":\"admin\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#authorImage\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g\",\"width\":96,\"height\":96,\"caption\":\"admin\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#webpage\",\"url\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/\",\"name\":\"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance\",\"inLanguage\":\"en-US\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/#website\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/the-4-types-of-home-insurance-all-new-homeowners-should-have\\\/#breadcrumblist\"},\"author\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"creator\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/author\\\/agentinsure\\\/#author\"},\"datePublished\":\"2018-01-23T03:00:00-06:00\",\"dateModified\":\"2018-01-23T14:36:21-06:00\"},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/\",\"name\":\"Blog | Karla Salmon Insurance\",\"inLanguage\":\"en-US\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.karlasalmoninsurance.com\\\/blog\\\/#organization\"}}]}\n\t\t<\/script>\n\t\t<!-- All in One SEO -->\n\n","aioseo_head_json":{"title":"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance","description":"","canonical_url":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/","robots":"max-snippet:-1, max-image-preview:large, max-video-preview:-1","keywords":"","webmasterTools":{"miscellaneous":""},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#article","name":"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance","headline":"The 4 Types of Home Insurance All New Homeowners Should Have","author":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/author\/agentinsure\/#author"},"publisher":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/#organization"},"datePublished":"2018-01-23T03:00:00-06:00","dateModified":"2018-01-23T14:36:21-06:00","inLanguage":"en-US","mainEntityOfPage":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#webpage"},"isPartOf":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#webpage"},"articleSection":"Home Insurance, Karla Salmon Insurance"},{"@type":"BreadcrumbList","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#breadcrumblist","itemListElement":[{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog#listItem","position":1,"name":"Home","item":"https:\/\/www.karlasalmoninsurance.com\/blog","nextItem":{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}},{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/category\/home-insurance\/#listItem","position":2,"name":"Home Insurance","item":"https:\/\/www.karlasalmoninsurance.com\/blog\/category\/home-insurance\/","nextItem":{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#listItem","name":"The 4 Types of Home Insurance All New Homeowners Should Have"},"previousItem":{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog#listItem","name":"Home"}},{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#listItem","position":3,"name":"The 4 Types of Home Insurance All New Homeowners Should Have","previousItem":{"@type":"ListItem","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/category\/home-insurance\/#listItem","name":"Home Insurance"}}]},{"@type":"Organization","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/#organization","name":"Blog | Karla Salmon Insurance","url":"https:\/\/www.karlasalmoninsurance.com\/blog\/"},{"@type":"Person","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/author\/agentinsure\/#author","url":"https:\/\/www.karlasalmoninsurance.com\/blog\/author\/agentinsure\/","name":"admin","image":{"@type":"ImageObject","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#authorImage","url":"https:\/\/secure.gravatar.com\/avatar\/63993fa10bbcbeb19f0a00b83a2ed70faa51c8f2d478be68260ba2fbe92bf622?s=96&d=mm&r=g","width":96,"height":96,"caption":"admin"}},{"@type":"WebPage","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#webpage","url":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/","name":"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance","inLanguage":"en-US","isPartOf":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/#website"},"breadcrumb":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/#breadcrumblist"},"author":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/author\/agentinsure\/#author"},"creator":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/author\/agentinsure\/#author"},"datePublished":"2018-01-23T03:00:00-06:00","dateModified":"2018-01-23T14:36:21-06:00"},{"@type":"WebSite","@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/#website","url":"https:\/\/www.karlasalmoninsurance.com\/blog\/","name":"Blog | Karla Salmon Insurance","inLanguage":"en-US","publisher":{"@id":"https:\/\/www.karlasalmoninsurance.com\/blog\/#organization"}}]},"og:locale":"en_US","og:site_name":"Blog | Karla Salmon Insurance |","og:type":"article","og:title":"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance","og:url":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/","article:published_time":"2018-01-23T15:00:00+00:00","article:modified_time":"2018-01-23T20:36:21+00:00","twitter:card":"summary","twitter:title":"The 4 Types of Home Insurance All New Homeowners Should Have | Blog | Karla Salmon Insurance"},"aioseo_meta_data":{"post_id":"8","title":null,"description":null,"keywords":null,"keyphrases":null,"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":null,"og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"","isEnabled":true},"graphs":[],"defaultGraph":"","defaultPostTypeGraph":""},"schema_type":null,"schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":null,"robots_max_videopreview":null,"robots_max_imagepreview":"large","priority":null,"frequency":null,"location":null,"local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":null,"created":"2020-12-21 11:27:22","updated":"2025-06-04 11:29:44","seo_analyzer_scan_date":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.karlasalmoninsurance.com\/blog\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/www.karlasalmoninsurance.com\/blog\/category\/home-insurance\/\" title=\"Home Insurance\">Home Insurance<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">&raquo;<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tThe 4 Types of Home Insurance All New Homeowners Should Have\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/www.karlasalmoninsurance.com\/blog"},{"label":"Home Insurance","link":"https:\/\/www.karlasalmoninsurance.com\/blog\/category\/home-insurance\/"},{"label":"The 4 Types of Home Insurance All New Homeowners Should Have","link":"https:\/\/www.karlasalmoninsurance.com\/blog\/the-4-types-of-home-insurance-all-new-homeowners-should-have\/"}],"_links":{"self":[{"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=8"}],"version-history":[{"count":1,"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions"}],"predecessor-version":[{"id":9,"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/8\/revisions\/9"}],"wp:attachment":[{"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=8"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=8"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.karlasalmoninsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=8"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}