In Florida, flooding is already a fact of life. The low-lying ground plus spring storms and tropical systems, along with all the other events that can cause flooding, means your home is always at risk. However, homeowner's insurance does not cover most incidents of flooding. That means it would be smart to look into flood coverage and Karla Salmon Insurance Agency can help if you want to be fully protected in Oviedo, FL.
Oviedo, FL is not the biggest hurricane target in Florida, but it's had its share of storms. These include Tropical Storm Fay and Hurricane Charley, both of which graced the central part of the state in the past few years. While the wind, rather than storm surges, become a big problem inland, the rain from the storms can still flood streets and homes easily. After the storm, you may have to call in restoration companies and replace a lot of items like carpet padding and other belongings. Flood insurance makes that a lot less financially painful.
In the event of flooding, there is usually typical signs to look for that can help prevent your house from becoming damaged in the event of a disaster. One thing to look out for is the policy stipulations that may not count toward the flooding that damages your home. For a more detailed view on what your policy does and does not cover, contact our agents to discuss your situation. Each case is different and unique so we want to better understand your side of the story before we can find a way to properly solve your problem.
Each flooding incident is so different that you're much better off getting flood insurance now so that, should something happen, you will have your insurance policies working seamlessly together to help pay for your home's repairs. This is especially important if you live in an area that is known for high flood waters. Give Karla Salmon Insurance Agency a call today to set up a time to talk with one of our agents.