All businesses have to deal with risk to stay in business. This is of particular importance to small businesses, which are more vulnerable. Karla Salmon Insurance in Oviedo, FL, is an independent insurance agency that provides an experienced team of insurance professionals to help to answer any questions you may have about commercial insurance. 

Commercial property insurance

Commercial property insurance is particularly vital for small businesses. If your business is destroyed or damaged, you may not have what you need to continue to do business. Commercial insurance can help to replace the things you need to do business. Depending on your type of business, it could mean pipes and tools for a plumber, racks, display cases, a cash register for a store, machinery for a factory or office equipment, and records for an accountant. 

Commercial liability insurance

Being sued is one of the biggest dangers that all businesses face. If you don’t have commercial liability insurance, the cost of a judgment against you and the ensuing legal fees could force you to close your doors forever. It is not worth the risk when commercial insurance is easy to get and affordable. 

Business interruption insurance

Any business will struggle if its source of income is shut off. Small businesses are more vulnerable than large ones to temporary closures. The obligations that your business has are not going to stop just because you have no income. If your business is closed by a covered hazard, business interruption insurance will allow you to pay your bills, rent, payroll, and even salary yourself. 

Contact Karla Salmon Insurance in Oviedo, FL to discuss the commercial insurance your small business could benefit from. Please stop by our office or call us for a no-obligation quote.