Electric Vehicles Spark Higher Auto Insurance Rates

When you drive a car in Florida, you must buy auto insurance. Many drivers need help to purchase and manage their auto insurance policy. If you live in or near Oviedo, FL, our team at Karla Salmon Insurance looks forward to meeting you. We’ve been providing insurance services for clients in your area for decades.

Electric Vehicles Spark Higher Auto Insurance Rates

There has been an increase in the number of electric vehicles which are being purchased. According to Cox Communications, 10% of third-quarter auto sales in 2025 were electric cars. If you bought an electric vehicle, or you’re considering an EV purchase, you should understand how this can affect your auto insurance costs. According to Insure.com, it typically costs more to insure an electric vehicle than to insure a comparable gas-powered car.

Higher costs for electric cars have been attributed to many factors. Just as the premiums of gas-powered vehicles are calculated based on the location of the car, the vehicle’s make and model, and the driving record of the policyholder, those same factors can determine the cost of its premium. The basis for the higher premium costs of electric vehicles includes many of the same factors as those of gas-powered vehicles. In addition, premium costs for EVs may be inflated due to the higher costs of repairing electric vehicles.

Call Us Today for Your Appointment

Florida is a no-fault auto insurance state, which means that the insurer will cover you regardless of who is at fault for the accident. Our team at the Karla Salmon Insurance agency understands Florida’s laws and can help you choose the best insurance policy. Drivers in the Oviedo, FL area can rely on us for excellent customer service. Call us today for your appointment, and let’s get you safely on the road.