If you’re buying or have already bought a home, home insurance can help protect your investment. At Karla Salmon Insurance, serving Oviedo, FL, we help our customers find the best home insurance for their needs. If you’re wondering whether you should get home insurance and why, we can help! Here’s what you need to know.
Why Get Home Insurance If You Own Your Home Outright?
Home insurance can pay to repair or replace your home and belongings if they’re damaged or destroyed due to a covered event. Home insurance can make recovering from a disaster possible, and it can help expedite the recovery process.
Many homeowners like the peace of mind that comes from knowing they have home insurance.
Is Home Insurance Required?
Mortgage lenders usually require home insurance. If you paid for your home in cash, you would probably not be required to get home insurance. However, many homeowners who pay for their home in cash still choose to get home insurance because they like the financial protection that comes from having this type of insurance policy.
However, if you own a home in a homeowners association, your HOA may require you to have home insurance. Find out from your HOA what the requirements are.
Need Home Insurance? Call Us
If you need home insurance, contact the professionals at Karla Salmon Insurance, serving Oviedo, FL. We help homeowners find the right insurance policy for their needs. We work with many carriers to make the shopping process easier. Call us to learn more about shopping for home insurance.
