Auto insurance often becomes a family affair, especially when multiple vehicles are driven by various family members. However, determining who should be listed on your policy can sometimes be confusing. At Karla Salmon Insurance in Oviedo, FL, we are an independent insurance agency dedicated to understanding your unique needs. Our goal is to help you make informed decisions about coverage that works best for you and your family.
Household Members
When discussing your auto insurance policy with your agent, it’s essential to list all individuals of driving age who live in your household. You might be tempted to exclude a teenager at home, but it’s crucial to resist that temptation. Your spouse or partner, if you’re living together, should also be included. Additionally, if someone outside your family, such as a roommate or nanny, resides in your home and might drive your vehicle, they should be listed on the policy as well.
Family Members
Family members who live away from home for most of the year, such as college students, should also be listed on your policy if they drive a vehicle you own or use your vehicle when they’re home during breaks. This can also apply to family members who visit your home to babysit or perform housekeeping duties and might use your vehicle for errands.
In general, it’s better to err on the side of caution and list more people on your policy rather than risk leaving someone out.
At Karla Salmon Insurance in Oviedo, FL, our agents are here to assist you with all your auto insurance needs. Contact us today to ensure your policy provides the right coverage for your family.
