The commercial insurance agents at Karla Salmon Insurance serving the Oviedo, FL area are touting the importance of commercial insurance for business owners. This type of insurance will help protect your business, which is also your livelihood, so this is an essential type of insurance to have in place.
Any Florida company that uses vehicles for business purposes must have commercial vehicle insurance, whether it’s the owner’s personal vehicle or a fleet of vehicles owned by the business.
Commercial Auto Liability
In Florida, commercial insurance is not required, but commercial auto liability insurance must be in place for any vehicles used for business purposes. This includes not only vehicles that have been purchased solely for business use but also any personal vehicles that are used for business. This will help protect your business if you or an employee of your company is involved in an accident.
Commercial Liability Insurance Coverage
Professional commercial liability insurance coverage is not required in Florida, but it is an excellent type of policy to have in place. Also referred to as errors and omissions insurance, this type of insurance can protect you against the cost and the lawsuit that is filed against you for work you’ve done for a client or customer that was not satisfactory. This type of insurance can also assist you in covering the costs of medical bills and possibly lost wages if a customer or visitor to your business is injured on your property.
Commercial Property Insurance
To help you recover any inventory that is lost due to vandalism, a burglary, a natural disaster, or even a fire, you should have commercial property insurance in place.
Contact Karla Salmon Insurance
The agents at Karla Salmon Insurance serving the Oviedo, FL area have the experience and knowledge needed to create the best possible commercial insurance policy for you and your business. Call today to get your policy started!