A BOP provides the four most essential business coverage at a reduced premium. It provides the foundation for most commercial policies. You can obtain a BOP and any of its many possible add-on insurance policy types from Karla Salmon Insurance.
Your Oviedo, FL business needs commercial insurance coverage, and a BOP makes the logical starting place because it provides the four most frequently purchased policy types in one package, and it costs less than if you purchased each policy separately. A BOP contains business interruption, perils, liability, and property damage coverage.
You can add any type of commercial insurance to your BOP. This lets you save money on your overall insurance costs while obtaining the customized policy you need for your business.
The BOP covers the four things that each business has in common. Customizing the coverage afterward covers the things that make your business different. For example, a pizzeria that offers delivery requires commercial auto insurance, while a doctor’s office requires malpractice. A manufacturer of medical devices, such as wheelchairs, leg braces, or IUDs requires errors and omissions insurance. A dry-cleaning business needs inland marine insurance.
The flexibility of the BOP option lets you add any type of commercial insurance to the BOP from boiler insurance to glass insurance. You can create a commercial policy that contains as many or as few types of coverage as you need to do so to adequately protect your business.
Karla Salmon Insurance serving Oviedo, FL can offer you a BOP and any type of insurance you need to add to it. Call us today.